01
Who can refer?
Any active HitPay merchant. No application needed - your referral link is already in your dashboard under Refer and Earn.
02
How much do I earn?
0.1% of every referred business's monthly online payment volume. A business processing S$300,000/month earns you S$300 every month.
03
When am I paid?
Automatically on the 1st of each month - credited directly to your HitPay wallet. No invoice, no claim required.
04
What payments count?
Online payments only - cards, PayNow, GrabPay, ShopeePay, payment links, online checkout. POS/terminal and recurring billing are excluded.
05
Does it expire?
No. You earn for as long as the referred business continues processing online payments on HitPay. No renewal or re-referral needed.
06
Not a merchant yet?
The Refer and Earn programme is for existing HitPay merchants. The Affiliate Program is open to everyone - no HitPay account required.
How does the HitPay Refer and Earn programme work?
Any existing HitPay merchant can refer businesses using a unique referral link in their dashboard under Refer and Earn. When the referred business registers through that link, goes live, and processes online payments, the referring merchant earns 0.1% of their monthly online payment volume — credited automatically on the first of each month.
How much can a merchant earn from referring businesses to HitPay?
A merchant earns 0.1% of the total online payment volume processed by each referred business every month. A business processing S$300,000 per month in online payments generates S$300 monthly. There is no cap on earnings and no limit on the number of businesses that can be referred.
Where does a HitPay merchant find their referral link?
The referral link is inside the HitPay merchant dashboard. Log in, then click Refer and Earn in the left navigation menu. The unique link appears there and can be copied or shared directly. No application or approval is required.
When are referral commissions paid?
Commissions are calculated automatically on the first of each month for the previous calendar month's online transaction volume. The amount is credited directly to the referring merchant's HitPay wallet — no claim, invoice, or request needed.
What types of transactions are included in the commission calculation?
Commission applies to online payment transactions only — cards, PayNow, GrabPay, ShopeePay, payment links, and online checkout. POS/terminal transactions and recurring billing transactions are excluded.
Is there a limit on how many businesses a merchant can refer?
No. There is no limit on referrals. Every business that registers through the referral link and goes live on HitPay contributes to the monthly commission — no cap on total earnings.
How long does a merchant continue earning commission from a referral?
There is no expiry. As long as the referred business continues processing online payments through HitPay, the referring merchant earns 0.1% every month — no renewal or action required.
Does the referred business need to be a new HitPay customer?
The referred business must register through the referral link. Businesses already on HitPay would not count as a new referral. The programme is for businesses that have not yet signed up with HitPay.
Still have questions?
Contact our team.
