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const form = new FormData();
form.append("beneficiary_id", "9ad4789a-c864-48a6-a657-7fdfc57ba1fc");
form.append(
"beneficiary",
'{\n "country": "
);
form.append("source_currency", "
form.append("source_amount", "123");
form.append("payment_amount", "123");
form.append("remark", "
form.append("attached_file", "
const options = {
method: "POST",
headers: {
"X-BUSINESS-API-KEY": "
"Content-Type": "multipart/form-data",
},
};
options.body = form;
fetch("https://api.sandbox.hit-pay.com/v1/transfers", options)
.then((response) => response.json())
.then((response) => console.log(response));
Payment gateway pricing: cards, DuitNow and FPX
No monthly fee and no setup fee. You pay per transaction, on one account that takes cards and local Malaysian methods.
Transaction fees
From 1.2%
Processing and payout
Payout of non-card HitPay Balance is T+2 business days. Card balance is from T+1 business days, on the HitPay Malaysia pricing page.
HitPay in Malaysia
Domestic cards
1.2% + RM1
DuitNow, online and in person
1.2%
FPX
1.8% + RM 0.40
Touch ‘n Go, online
1.9%
International cards
3% + RM1
Shopify Payments App
+0.5%
WooCommerce plugin
+0.2%
Monthly and setup fees
None
Accept FPX and DuitNow on the same Malaysia account
Malaysian SMEs usually need online banking (FPX) and QR (DuitNow) plus cards. HitPay enables all three under one merchant account — this page stays the category hub; use the method pages for setup depth.
How HitPay is registered in Malaysia
HitPay operates in Malaysia under two SSM-registered entities. The full legal wording is on the licences and registrations page.
Registered with SSM
Mobiedge E-commerce Sdn Bhd is a registered merchant acquirer regulated by Bank Negara Malaysia. There is no published BNM licence number to quote.
HitPay in Malaysia
HitPay Payment Solutions Sdn Bhd
SSM 202101017021
Mobiedge E-commerce Sdn Bhd
SSM 201501003595
Mobiedge status
Registered merchant acquirer, regulated by BNM
Singapore entity
MAS-licensed MPI, PS20200643
HitPay, Stripe, or Airwallex — which fits
All three are payment gateways for Malaysian businesses. Which one fits depends on how you already collect.
HitPay — you are here
Registered in Malaysia under SSM. No monthly fee, domestic cards at 1.2% + RM1, DuitNow at 1.2% and FPX at 1.8% + RM 0.40, on one account.
Stripe
Worth comparing if you already run Stripe. Read Stripe’s own Malaysia and FPX pages for its coverage and monthly fees.
Airwallex
Worth comparing if you need multi-market tools. Check Airwallex’s Malaysia model on Airwallex’s own site.
HitPay vs Billplz for Malaysia SMEs (honest fit)
Billplz is a familiar Malaysia bill / payment-link style stack many SMEs already know. HitPay is a broader payment gateway + commerce path: cards, FPX, DuitNow, e-wallets, Shopify/Woo plugins, POS, and invoicing on one account with published Malaysia rates and no monthly fee.
Choose Billplz if their billing/link workflow already fits and you only need that lane. Choose HitPay if you want FPX + DuitNow + cards under one gateway, plugins for Shopify/Woo, and a single activation path to TPV. Compare Billplz on Billplz’s own site; compare HitPay fees on /my/pricing.
How HitPay compares in Malaysia
| HitPay | iPay88 | Billplz | Stripe | |
|---|---|---|---|---|
| Monthly fee | RM 0 | Annual fee applies | RM 0 (Basic plan) | USD 0 |
| Setup fee | RM 0 | Applies on some plans | RM 0 | USD 0 |
| FPX | ✓ | ✓ | ✓ | ✗ |
| DuitNow QR | ✓ | ✓ | ✓ | ✗ |
| e-wallets | ✓ (TnG, GrabPay, ShopeePay, Maybank QRPAY, Alipay, WeChat Pay) | ✓ | Partial | Limited |
| Cards | ✓ | ✓ | ✓ | ✓ |
| POS / in-person | ✓ | Limited | ✗ | ✓ |
| Shopify / WooCommerce | ✓ / ✓ | ✓ / ✓ | ✓ / ✓ | ✓ / ✓ |
Fees and features are subject to change. Check each provider’s site for current pricing.
HitPay fees in Malaysia: domestic cards 1.2% + RM1 · international cards 3% + RM1 (+2% on foreign-currency transactions) · DuitNow 1.2% · FPX 1.8% + RM 0.40 · Touch ’n Go 1.9% · GrabPay 2% · ShopeePay 2.2%. See all MY pricing →
What is the best payment gateway in Malaysia for SMEs?
"Best" depends on fit. HitPay is a Malaysia payment gateway with no setup fee and no monthly fee: domestic cards 1.2% + RM1, DuitNow 1.2%, and FPX 1.8% + RM 0.40 per successful transaction, plus Shopify and WooCommerce plugins. If you already run a Stripe or Airwallex stack, compare their own Malaysia pages. Live rates are on the Malaysia pricing page.
Is HitPay licensed in Malaysia?
HitPay operates in Malaysia under HitPay Payment Solutions Sdn Bhd (SSM 202101017021) and Mobiedge E-commerce Sdn Bhd (SSM 201501003595). Mobiedge is a registered merchant acquirer regulated by Bank Negara Malaysia. HitPay Payment Solutions Pte Ltd is a Singapore MAS-licensed MPI (PS20200643). There is no published BNM licence number to quote.
Does HitPay charge a monthly fee?
No. HitPay has no monthly fee and no setup fee. Pricing is per transaction.
How much does a payment gateway cost in Malaysia on HitPay?
Pay per successful transaction only. Domestic cards are 1.2% + RM1, DuitNow 1.2%, and FPX 1.8% + RM 0.40. There is no setup fee and no monthly fee. The Shopify Payments App adds 0.5% and the WooCommerce plugin adds 0.2% on top of the method fee. Non-card HitPay Balance payouts follow T+2 business days. Source: Malaysia pricing page.
Can I accept cards, FPX, and DuitNow on one payment gateway?
Yes, on one Malaysia HitPay account. For the DuitNow how-to see DuitNow QR payments, and for online banking see the FPX payment gateway page.
How does HitPay compare with Stripe for Malaysia SMEs?
Stripe is a global card platform many businesses already use. HitPay publishes Malaysia rates of 1.2% + RM1 for domestic cards, 1.2% for DuitNow and 1.8% + RM 0.40 for FPX, with no monthly fee. Compare Stripe's own Malaysia pages if you are already on Stripe; choose HitPay if you want local methods and cards with no monthly fee.
How does HitPay compare with Airwallex?
Airwallex appears in best payment gateway Malaysia results. HitPay is for Malaysia SMEs collecting cards and local methods with no monthly fee at the rates on this page. If you need Airwallex's multi-market tools, compare Airwallex on its own site.
How long do payouts take on HitPay Malaysia?
Non-card HitPay Balance payouts follow T+2 business days. HitPay Card Balance payouts start from T+1 business days, with the final schedule set by Compliance case by case. Do not assume next-day settlement. Current schedule: Malaysia pricing page.
How do I go live this week?
Sign up at hitpayapp.com/my, complete Malaysia verification, enable cards, FPX, DuitNow and e-wallets, then connect Shopify, WooCommerce or a payment link. Run a test payment before you scale volume. Fees: Malaysia pricing page.
Is HitPay better than Billplz for a Malaysia SME payment gateway?
“Better” depends on fit. Billplz is strong when you mainly need Malaysia bill/payment-link style collection. HitPay is built as a Malaysia payment gateway for cards, FPX (1.8% + RM 0.40), and DuitNow (1.2%) with no monthly fee, plus Shopify and WooCommerce plugins. Compare Billplz on their site; confirm HitPay on /my/pricing. Start free at hitpayapp.com/my.
Where do I set up FPX or DuitNow in detail?
Hub stays here. FPX setup: /my/fpx-payment-gateway. DuitNow QR how-to: /my/duitnow (also /my/accept-duitnow-qr-payments).
What documents do I need to set up a payment gateway in Malaysia?
Typically your SSM business registration number, your MyKad or passport, and a Malaysian business bank account. Some businesses may be asked for more documents depending on business type.
Can I use one payment gateway for online and in-person payments?
Yes. HitPay gives you an online payment gateway and a POS system under one account, managed from one dashboard.
Does HitPay support FPX?
Yes, FPX is included with no extra plan required (1.8% + RM 0.40).
Which payment gateway works with Shopify in Malaysia?
HitPay's Shopify app adds FPX and DuitNow. See HitPay for Shopify in Malaysia.
Can I accept international payments in Malaysia?
Yes, international cards at 3% + RM1. Guide: international payment gateway Malaysia.
Still have questions?
Contact our team.
