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Accept PayLater by Grab and Boost Your Sales

Accept PayLater by Grab and Boost Your Sales

Accept PayLater by Grab and Boost Your Sales

Offer one of Malaysia’s top Buy Now, Pay Later options online and in-person. Set up PayLater by Grab now for free on HitPay.

Offer one of Malaysia’s top Buy Now, Pay Later options online and in-person. Set up PayLater by Grab now for free on HitPay.

Offer one of Malaysia’s top Buy Now, Pay Later options online and in-person. Set up PayLater by Grab now for free on HitPay.

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A smartphone with a blank screen, viewed from the front, featuring a thin bezel and no visible buttons.
A smartphone with a blank screen, viewed from the front, featuring a thin bezel and no visible buttons.

Attract more customers

Attract more customers

Reach a growing consumer base of over 2.9 million active BNPL users in Malaysia.

Reach a growing consumer base of over 2.9 million active BNPL users in Malaysia.

Reach a growing consumer base of over 2.9 million active BNPL users in Malaysia.

Zero risk for merchants

Zero risk for merchants

The full transaction amount released to merchants after the order is completed — with the instalment risk borne by Grab.

The full transaction amount released to merchants after the order is completed — with the instalment risk borne by Grab.

The full transaction amount released to merchants after the order is completed — with the instalment risk borne by Grab.

Encourage bigger purchases

Encourage bigger purchases

With flexible payments, customers make higher-value purchases and are less likely to abandon their carts.

With flexible payments, customers make higher-value purchases and are less likely to abandon their carts.

With flexible payments, customers make higher-value purchases and are less likely to abandon their carts.

What is PayLater by Grab?

What is PayLater by Grab?

What is PayLater by Grab?

PayLater by Grab is a popular BNPL payment method in Malaysia. It allows customers to:

PayLater by Grab is a popular BNPL payment method in Malaysia. It allows customers to:

PayLater by Grab is a popular BNPL payment method in Malaysia. It allows customers to:

Split payments into 4 interest-free instalments

Split payments into 4 interest-free instalments

Split payments into 4 interest-free instalments

Or, defer their full payment to the next month

Or, defer their full payment to the next month

Or, defer their full payment to the next month

With PayLater by Grab, your business gets paid upfront while your customers enjoy greater payment flexibility.

With PayLater by Grab, your business gets paid upfront while your customers enjoy greater payment flexibility.

With PayLater by Grab, your business gets paid upfront while your customers enjoy greater payment flexibility.

There is no risk for merchants, as the full amount is released immediately to your business after the order is completed.

There is no risk for merchants, as the full amount is released immediately to your business after the order is completed.

There is no risk for merchants, as the full amount is released immediately to your business after the order is completed.

2.9M

Active BNPL users

in Malaysia

30%

Growth in sales reported by BNPL merchants

1M+

2.9M

2.9M

Active users globally

Active BNPL users

in Malaysia

Active BNPL users

in Malaysia

30%

30%

Growth in sales reported by BNPL merchants

Growth in sales reported by BNPL merchants

How does PayLater

by Grab work?

PayLater by Grab makes BNPL payments simple. Here’s how it works for merchants and customers:

01.

Customer selects GrabPay at checkout

Customers select PayLater by Grab as their preferred payment method during checkout.

02.

Customer selects their plan

Customers can choose to pay in full the next month, or in 4,8, or 12 instalment payments.

03.

Immediate payout to merchants

The full transaction amount is released to your business immediately after the order is completed.

04.

Automated customer payments

Grab automatically deducts payments from customers based on their chosen plan.

01.

Customer selects GrabPay at checkout

Customers select PayLater by Grab as their preferred payment method during checkout

02.

Customer selects their plan

Customers can choose to pay in full the next month, or in 4,8, or 12 instalment payments.

03.

Immediate payout to merchants

The full transaction amount is released to your business immediately after the order is completed.

04.

Automated customer payments

Grab automatically deducts payments from customers based on their chosen plan.

How does PayLater

by Grab work?

PayLater by Grab makes BNPL payments simple. Here’s how it works for merchants and customers:

01.

Customer selects GrabPay at checkout

Customers select PayLater by Grab as their preferred payment method during checkout.

02.

Customer selects their plan

Customers can choose to pay in full the next month, or in 4,8, or 12 instalment payments.

03.

Immediate payout to merchants

The full transaction amount is released to your business immediately after the order is completed.

04.

Automated customer payments

Grab automatically deducts payments from customers based on their chosen plan.

01.

Customer selects GrabPay at checkout

Customers select PayLater by Grab as their preferred payment method during checkout

02.

Customer selects their plan

Customers can choose to pay in full the next month, or in 4,8, or 12 instalment payments.

03.

Immediate payout to merchants

The full transaction amount is released to your business immediately after the order is completed.

04.

Automated customer payments

Grab automatically deducts payments from customers based on their chosen plan.

How does PayLater

by Grab work?

PayLater by Grab makes BNPL payments simple. Here’s how it works for merchants and customers:

01.

Customer selects GrabPay at checkout

Customers select PayLater by Grab as their preferred payment method during checkout.

02.

Customer selects their plan

Customers can choose to pay in full the next month, or in 4,8, or 12 instalment payments.

03.

Immediate payout to merchants

The full transaction amount is released to your business immediately after the order is completed.

04.

Automated customer payments

Grab automatically deducts payments from customers based on their chosen plan.

01.

Customer selects GrabPay at checkout

Customers select PayLater by Grab as their preferred payment method during checkout

02.

Customer selects their plan

Customers can choose to pay in full the next month, or in 4,8, or 12 instalment payments.

03.

Immediate payout to merchants

The full transaction amount is released to your business immediately after the order is completed.

04.

Automated customer payments

Grab automatically deducts payments from customers based on their chosen plan.

How to accept GrabPay payments in Malaysia

How to accept GrabPay payments in Malaysia

GrabPay is one of Malaysia’s most widely used e-wallets, with a large base of active users in the Klang Valley and across major urban centres. Accepting GrabPay offers customers a familiar payment option already installed on millions of phones—without a new app download or card entry.

Through HitPay, GrabPay acceptance is included in your standard merchant account. You do not need a separate agreement with Grab, a dedicated GrabPay terminal, or any additional application beyond your HitPay sign-up.

What the customer experience looks like

What the customer experience looks like

Online checkout

The customer selects GrabPay at checkout and authenticates in the Grab app or Grab’s mobile web payment page. Once approved, they return to your order confirmation page. For a regular Grab user, this takes under 20 seconds.

In-person

Display a HitPay QR code at your counter or market stall. The customer opens Grab, taps Pay, and scans the QR. You receive an instant notification—no card machine or additional hardware required.

Payment links

Generate a HitPay payment link and share it via WhatsApp, Instagram, or email. Customers tap the link, select GrabPay, and pay from their wallet—ideal for home businesses, freelancers, and service providers.

Step-by-step: enabling GrabPay via HitPay in Malaysia

Step-by-step: enabling GrabPay via HitPay in Malaysia

01 · Create your HitPay account

Register for free. No credit card, setup fee, or monthly commitment is required.

02 · Complete business verification

Submit your Malaysian business registration (SSM), proof of identity, and bank account details. Most businesses are verified within one to two business days.

03 · GrabPay is enabled by default

Once your HitPay account is active, open Payment Methods in your dashboard to confirm GrabPay is active—no separate application or Grab merchant portal is needed.

04 · Go live

Use Shopify, WooCommerce, EasyStore, SiteGiant, or Wix; display a HitPay QR code; manage payments in the POS app; or share a payment link. GrabPay appears alongside DuitNow QR, FPX, Touch ’n Go eWallet, cards, and other methods.

You do not need to contact Grab Malaysia or apply separately as a GrabPay merchant. HitPay handles the integration and remits settlement to your Malaysian bank account.

GrabPay for Malaysian businesses — fees and acceptance

GrabPay for Malaysian businesses — fees and acceptance

GrabPay is a strong addition to a Malaysian merchant’s payment mix, especially for urban consumers, online stores, and customers who already use Grab for rides and food delivery.

Transaction fee

HitPay charges a per-transaction fee for GrabPay payments in Malaysia. There is no monthly fee, setup fee, or minimum transaction volume.

See rates

Settlement timing

GrabPay payments processed through HitPay settle on a T+2 calendar day basis, in line with HitPay’s standard Malaysian payout schedule. Funds can then be transferred to your Malaysian bank account.

No monthly fee

HitPay’s pay-per-transaction model has no recurring costs. Whether you process 10 GrabPay payments a month or 10,000, you pay only for successful transactions.

Why Malaysian businesses accept GrabPay

Why Malaysian businesses accept GrabPay

Wide consumer adoption

GrabPay has deep penetration among Malaysian consumers, particularly in urban areas and among the 18–40 demographic.

Complements DuitNow QR

Offering GrabPay as a labelled checkout option can increase confidence for GrabPay-loyal customers, while GrabPay also supports the DuitNow QR standard.

In-app and online

Customers already familiar with Grab’s ride-hailing and food-delivery ecosystem can pay through a trusted flow without entering card or banking details.

One integration, multiple methods

Accept GrabPay, DuitNow QR, FPX, Touch ’n Go eWallet, Boost, ShopeePay, cards, and Alipay from one dashboard with unified reporting and settlement.

GrabPay via HitPay (Malaysia)

Transaction fee

See current pricing

Monthly fee

None

Setup fee

None

In-person acceptance

Yes, via QR code

Online acceptance

Checkout plugin or payment link

Separate Grab merchant account

Not required

Settlement timing

T+2 calendar days

Why choose HitPay?

Why choose HitPay?

Why choose HitPay?

HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why thousands of merchants choose HitPay to accept PayLater by Grab and other popular payment methods:

HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why thousands of merchants choose HitPay to accept PayLater by Grab and other popular payment methods:

HitPay is a full-stack payments platform designed for growing businesses in Malaysia. Here’s why thousands of merchants choose HitPay to accept PayLater by Grab and other popular payment methods:

Trusted and secure

Trusted and secure

HitPay is regulated by Bank Negara Malaysia, and trusted by over 20,000+ businesses across the Asia-Pacific region.

Transparent pricing

Transparent pricing

Only pay a processing fee for each PayLater by Grab transaction. HitPay has no setup, subscription, account maintenance, or hidden fees.

Omni-channel integration

Omni-channel integration

PayLater by Grab is supported on HitPay’s payment tools, including POS readers, e-commerce plugins for Shopify, WooCommerce, and more. No coding required.

Frequently Asked Questions

Frequently Asked Questions

What is PayLater by Grab?

PayLater by Grab is a Buy Now, Pay Later solution that allows customers to make purchases immediately and pay over time. Merchants face zero risk as Grab handles all customer payments and collections.

Are there any fees for merchants when accepting PayLater by Grab payments?

Merchants pay a processing fee for each PayLater by Grab transaction via HitPay. There are no additional setup, subscription, account maintenance, or hidden fees.

How can I activate PayLater by Grab payments?

To start accepting PayLater by Grab via HitPay:

  1. Sign up: Create your free HitPay account.

  2. Connect your bank account: Link your business bank account to enable seamless payouts.

  3. Enable PayLater by Grab: Activate PayLater by Grab from the HitPay dashboard — no technical setup or coding required.

This straightforward process allows you to quickly integrate PayLater by Grab in-store or online.

How do I receive funds collected via PayLater by Grab?

PayLater by Grab funds are transferred directly to your linked bank account according to HitPay’s settlement schedule.

Still have questions?

Contact our team.

Let's get you set up

Create an account instantly or contact us to create a custom package for your business.

Let's get you set up

Create an account instantly or contact us to create a custom package for your business.

Let's get you set up

Create an account instantly or contact us to create a custom package for your business.

Let's get you set up

Create an account instantly or contact us to create a custom package for your business.

Let's get you set up

Create an account instantly or contact us to create a custom package for your business.